Terms of Use
Last updated: February 2026
1. Acceptance of Terms
By accessing and using KwikSum ("the Website"), you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the Website. We reserve the right to update these terms at any time, and your continued use of the Website following any changes constitutes acceptance of the revised terms.
2. Description of Service
KwikSum provides free online calculator tools for informational and educational purposes only. The tools include, but are not limited to, percentage calculators, bill splitters, tip calculators, loan calculators, unit converters, and date calculators.
3. Disclaimer of Accuracy
While we make every reasonable effort to ensure the accuracy of calculations, KwikSum is provided on an "as is" basis. We do not warrant that the results produced by any calculator will be accurate, complete, or suitable for any particular purpose. You should not rely solely on the results from this Website for financial, legal, medical, or other professional decisions. Always consult a qualified professional before making important decisions based on calculations.
4. No Financial Advice
Nothing on this Website constitutes financial, tax, legal, or investment advice. The loan calculator, bill splitter, and other financial tools are provided for general informational purposes only. You are solely responsible for any decisions you make based on the output of these tools.
5. Intellectual Property
All content on this Website, including but not limited to text, graphics, logos, code, and design, is the property of KwikSum and is protected by United Kingdom copyright law and international treaties. You may not reproduce, distribute, modify, or create derivative works from any part of this Website without our prior written consent.
6. Acceptable Use
You agree not to:
- Use the Website for any unlawful purpose
- Attempt to gain unauthorised access to any part of the Website or its systems
- Use automated tools (bots, scrapers, crawlers) to access the Website in a manner that places unreasonable load on our infrastructure
- Reproduce or mirror the Website or its content without permission
- Interfere with or disrupt the integrity or performance of the Website
7. Third-Party Links and Advertising
The Website may contain links to third-party websites and may display advertisements from third-party advertisers. We are not responsible for the content, accuracy, or practices of any third-party sites or advertisers. Your interaction with any third-party site or advertiser is at your own risk and subject to that party's terms and policies.
8. Limitation of Liability
To the fullest extent permitted by law, KwikSum and its operators shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or inability to use this Website. This includes, without limitation, any errors or omissions in calculations, loss of data, or loss of profits, even if we have been advised of the possibility of such damages.
9. Indemnification
You agree to indemnify and hold harmless KwikSum, its operators, and any affiliated parties from any claims, damages, losses, or expenses (including reasonable legal fees) arising from your use of the Website or your breach of these Terms.
10. Governing Law
These Terms of Use are governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these terms or your use of the Website shall be subject to the exclusive jurisdiction of the courts of England and Wales.
11. Severability
If any provision of these Terms is found to be unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect.
12. Contact
If you have any questions about these Terms, please contact us at hello@kwiksum.com.